Dr. Tice Sirmans PhD
Associate Professor
Finance, Insurance and Law

Office
SFHB State Farm Hall Of Business
Office Phone
Email
- About
- Education
- Awards & Honors
- Research
Current Courses
287.003Independent Study
250.002Introduction to Risk Management in Business
250.003Introduction to Risk Management in Business
251.001Personal Risk Management
PhD Risk Management and Insurance
Florida State University
BS Economics
University of Utah
BS Sociology
University of Utah
FIL Department Outstanding Researcher
FIL Department
2023
Risk Management and Insurance Review Best Paper Award
American Risk and Insurance Association
2021
2020 Donald Hardigree Memorial Outstanding Paper Award
Western Risk and Insurance Association
2021
FIL Department Outstanding Teacher Award
FIL Department
2020
Edmonson-Miller Katie School Faculty Development
Katie School of Insurance and Risk Management
2019
Eggers Scholarship
Florida State University
2015
Waters Scholarship
Florida State University
2014
Hold Scholarship
2013
Journal Article
Bisco, J., Sirmans, E., McCullough, K., & Moises Montesinos Yufa, H. The Impact of Monitor Choice on Loss Reserves. Dr. Patricia Born (EDs). Risk Management and Insurance Review 26.1 (2023): 83-105.
Born, P. H., & Sirmans, E. T. (2019). Restrictive rating and adverse selection in health insurance. Journal of Risk and Insurance, 87(4): 919-933.
Abraham, J. M., Cook, A. C., & Sirmans, E. T. (2024). Prevalence And Profits Of Insurers In The Administrative Services Only Market Serving Self-Insured Employers, 2010–22: Study examines the administrative only market serving self-insured employers. Health Affairs, 43(12), 1655-1663.
Born, P. H., Tice Sirmans, E., & Steinorth, P. (2023). Health insurers' use of quality improvement expenses to achieve a minimum medical loss ratio requirement. Journal of Risk and Insurance, 90(1), 123-154.
Born, P., Cook, A., Sirmans, T., & Yang, C. (2023). Are health insurers in multiple lines of business less profitable? An examination of scope economies in health insurance. Journal of Risk and Insurance, 90(1), 185-212.
Magazine/Trade Publication
Sirmans, E., Morr, R., & Jones, J. Health Insurance Markets in the State of Illinois. Illinois Life and Health Council (2024)
Sirmans, E., Jones, J., & Morr, R. The Beneficial Role of the Insurance Industry in the State of Illinois (2023)
Presentations
Fundamentals of Risk Management and Insurance. The Institutes Griffith Foundation. (2025)
Panel on Journal Editorship. University of Georgia PhD Student Symposium. (2025)
Risk Management and Random Shocks to Company Wealth: A Game to Introduce Foundational Concepts of Risk Management. East Carolina University. (2025)
Tax Management and Insurer Investments in Municipal Bonds. Casualty Actuarial Society Spring Meeting. (2025)
Tax Management and Insurer Investments in Municipal Bonds. Midwest Business Administration Association. (2025)
Tax Management and Insurer Investments in Municipal Bonds. Midwest Economics Association. (2025)
Tax Management and Insurer Investments in Municipal Bonds. Western Risk and Insurance Association. (2025)
When Health Insurers are Not Insuring: Insurer Based Third Party Administrators. World Risk and Insurance Economics Congress. American Risk and Insurance Association. (2025)
A Quarterly Analysis of Loss Reserves. Great Lakes Academy of Legal Studies in Business. (2024)
Diamond Safety Webinar on Wearable Tech and Worker Safety. Diamond Safety Webinar on Wearable Tech and Worker Safety. Diamond Safety. (2024)
Grants & Contracts
Illinois State University Research Grant. Illinois State University. Illinois State University. (2024)
Katie School Summer Research Grant. Katie School of Insurance and Risk Management. Illinois State University. (2024)
External Research Grant Maine Employers' Mutual Insurance Co.. Maine Employers' Mutual Insurance Co.. Other. (2023)
Illinois State University Research Grant. College of Business. Illinois State University. (2023)
Katie School Summer Research Grant. Katie School of Insurance and Risk Management. Illinois State University. (2023)